The Benefit of a Lifetime

Your Defined Benefit May Be Your Greatest Asset

Your career in education and your commitment to California’s students provides you the opportunity to participate in the CalSTRS Defined Benefit Program and receive a CalSTRS lifetime monthly benefit – Defined Benefit pension – when you retire. You’re also eligible for disability and survivor benefits.

Value Your Defined Benefit

Your Defined Benefit Program is designed to help you achieve a comfortable retirement. A Defined Benefit Program delivers benefit payments throughout retirement and can even be passed on to your beneficiaries.

Know the Formula

CalSTRS Defined Benefit Program guarantees you a specified benefit when you retire. How much you receive generally depends on factors such as your final compensation, age at retirement, and years of service credit. Know the formula so that you can plan wisely for your retirement. Continue >>

A Shared Responsibility

Looking Forward with CalSTRS

Your CalSTRS retirement is a shared responsibility between CalSTRS and you. Understand how CalSTRS serves you throughout your professional teaching career to make informed retirement planning decisions. Also, it’s important to understand that you, as an active CalSTRS member, have important responsibilities in planning and preparing for your future.

Your Survivor Benefits

Remembering Those You Love

Your spouse, children, and other loved ones may be eligible for survivor benefits after your death. Depending on your coverage and member status at the time of your death, your beneficiaries may be eligible for three types of benefits.

Name Your Beneficiaries

Remember to name beneficiaries—your loved ones or favorite organizations—for your survivor benefits. It is important to review your designation periodically to ensure all information is current and accurate.

You can add or change a beneficiary any time on myCalSTRS.